Different from traditional lenders, Union Home Loan handles a wide variety of loans. We lend on homes, apartments, land, commercial, office buildings, mixed use, tennis clubs, and amusement parks. In fact, we'll lend on almost any type of real estate!
We base our loans mostly on the equity in the property, thus credit and income are not the most important factors in our loan approvals. In most cases our lending decisions are generally made instantly. We take any lending situation no matter how complicated and find a way to make the loan.
Our rates vary depending on the type of property, term of loan and general situation. We arenít always the cheapest, but we are very effective. The average funding time from application is 10 days.
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*For California only, owner occupied single family homes, our minimum loan size for consumer purposes is $725,000. For business purposes, or non-owner occupied homes there is no limit.
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All lending decisions are made by Union Home Loan, Inc. and are not referred to brokers or institutions.
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